Turn Leases into Liquidity — Without Letting Them Go
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Partner with PiVest to fractionalize your small-ticket leases. Keep the asset. Share the income. Expand investor access.

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How PiVest Fits Into Your Lease Process

You originate the lease as usual

You choose which leases to make available on PiVest

Pivest
fractionalizes the cash flows — not ownership

You continue servicing and collecting as normal

Why Banks Partner with PiVest

A Smarter Way to Move Capital Without Losing Assets

Unlock capital without loan sales or securitization
Who owns the lease?
You do, unless you choose to sell it.
Retain servicing relationship and borrower loyalty
Who handles servicing?
You continue to service the lease.
Attract a new stream of fee-based income
What if the lease defaults?
You follow your existing recovery process, investors share the risk proportionally.
Reduce friction on small-ticket lease portfolios
Is this compliant?
Yes — PiVest structures deals to comply with bank, SEC, and investor requirements. Custom structures are available.

Sample Scenario: Monetizing Your Lease Book

Let’s say you’re a regional bank with $250,000 in small-ticket equipment leases—construction tools, medical devices, or commercial vehicles.

Here’s how PiVest unlocks value:
Step
Description
Payout
1. Upload & Tokenize
You upload a $250k lease portfolio to PiVest. Our platform handles AI extraction, credit scoring, and investor packaging.

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2. Investors Fund the Leases
PiVest fractionalized the lease pool and fills it with investor capital within days.
$250k in liquidity
3. You Keep Servicing
You continue to service the leases and maintain the customer relationships.
Servicing fee income
4. Revenue Sharing
You receive a % of platform fees or participate in yield-sharing.
+1 — 3% annualized revenue
5. Capital Relief
The leases are moved off balance sheet, freeing up capital for lending or compliance ratios.
Improved Tier 1 capital ratios

Why this matters:
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You get instant liquidity without selling the customer relationship
You unlock $250k in cash flow you can redeploy
You earn ongoing revenue from servicing and fees
You gain flexibility — offload lease risk, improve financial ratios, and keep growing

Security is Paramount

At PiVest, we understand that trust is non-negotiable. Our platform is built with financial-grade security protocols to ensure your data—and your reputation—are protected at every step.

End-to-End Encryption: AES-256 encryption secures all data in transit and at rest.
Compliance-Ready Infrastructure: We are building toward SOC 2 compliance and adhere to industry best practices for data governance.
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Rigorous Access Controls: Only authorized users can access sensitive deal or investor data, protected by role-based permissions.
Transparent Audit Trails: Every action on the platform is logged and traceable, giving you confidence in compliance and oversight.

Let’s Build Your Custom PiVest Pipeline

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